Finance
💳 Finance Options – Drive Away with Confidence
Looking to finance your next car? We collaborate with trusted finance providers to help you find the right plan—whether you're buying, part-exchanging, or upgrading.
✅ What Is Car Finance?
Car finance allows you to spread the cost of your vehicle over time, making it more manageable. Depending on your needs, you can choose from:
Hire Purchase (HP): Pay monthly and own the car outright at the end.
Personal Contract Purchase (PCP): Lower monthly payments with the option to buy, return, or upgrade at the end.
Lease Purchase: Flexible terms leading to ownership after the final payment.
We work with finance specialists like Happy Motor Finance, who offer:
No-deposit options
No arrangement or admin fees
Quick eligibility checks with no impact on your credit score
Support for various credit profiles
Note: Finance is subject to status and approval by the finance provider.
🔁 How It Works – Simple Steps
Apply Online: Complete a quick application with no impact on your credit score.
Get Pre-Approved: Know your budget before you start shopping.
Choose Your Car: Select from our range or let us help you find the perfect match.
Drive Away: Once approved, complete the paperwork and enjoy your new car.
⚠️ Important Information
We are not a finance broker or lender.
All finance arrangements are made directly between you and the finance provider.
We do not conduct credit checks or assessments.
We are not responsible for any decisions made by the finance provider.
Please ensure you read and understand the terms and conditions provided by the finance company before entering into any agreement.
📍 Local and Trusted
Based in Derby & Swadlincote, we're here to assist you every step of the way.
📲 Contact us via WhatsApp: 07727 160589
🌐 Visit our website: www.swadlincote-cars.com